At Ayaan Bharathi Credit Solutions, we are committed to protecting the privacy and confidentiality of our clients’ personal and financial information.

1. Information We Collect

We may collect the following details from clients:

- Name, address, date of birth

- PAN, Aadhaar, Voter ID or other identity proof

- Mobile number and email ID

- Credit report details and financial information

- Bank/loan account related documents (where required)

2. Purpose of Data Collection

Client information is collected strictly for:

- Generating and analyzing credit reports

- Credit repair and rectification services

- Communication regarding service updates

- Verification and documentation purposes

- Compliance with legal/regulatory requirements

3. Data Confidentiality

- All client data is kept strictly confidential.

- We do not sell, rent, or share personal information with unauthorized third parties.

- Information is shared only with banks, financial institutions, or credit bureaus when required to process the client’s case.

4. Data Security

We implement reasonable administrative and digital safeguards to protect client data from:

- Unauthorized access

- Misuse

- Loss or disclosure

5. Client Responsibility

Clients must ensure all submitted information and documents are:

- Genuine

- Accurate

- Belonging to them legally

We are not responsible for issues arising from false or incorrect information.

6. Retention of Information

Client records may be retained for service, compliance, and audit purposes, even after completion of the case.

7. Consent

By engaging our services, the client consents to collection and use of information as described in this policy.