By accessing or using abcreditrepair.com, you agree to be bound by these Terms and Conditions. Our services are provided for informational and credit assistance purposes only and do not guarantee specific credit score improvements or results.
You agree to provide accurate and complete information when using our services. Unauthorized use of this website, including misuse of content or services, is strictly prohibited.
All content on this website, including text, graphics, and logos, is the property of AB Credit Repair and may not be copied or used without permission.
We reserve the right to modify or discontinue any part of our services or these Terms at any time without prior notice. Continued use of the website constitutes acceptance of the updated terms.
For any questions regarding these Terms, please contact us through our website.
1. Nature of Service
Ayaan Bharathi Credit Solutions provides consultation, facilitation, and liaison services related to:
- Credit report analysis
- Credit issue rectification
- Score improvement guidance
- Account dispute handling
- MSME rank management
We act only as a service facilitator, not as a lender or credit bureau.
2. No Guarantee Policy
- We do not guarantee credit score increase, account removal, loan approval, or rank improvement.
- Final decisions depend solely on banks, financial institutions, credit bureaus, ARCs, and regulatory authorities.
3. Payment Terms
- All service charges must be paid in advance.
- Fees once paid are non-refundable and non-transferable.
- Work begins only after payment confirmation and document submission.
4. Processing Timeline
- Timelines vary depending on bank/bureau response.
- Estimated duration provided is only indicative, not guaranteed.
5. Client Cooperation
The client agrees to:
- Provide genuine documents
- Respond promptly to queries
- Pay settlement/closure amounts if required
- Avoid actions that may negatively affect the case (new loans, missed EMIs, etc.)
Failure to cooperate may result in delay, suspension, or closure of the case.
6. Third-Party Decisions
We are not liable for:
- Bank policy decisions
- Bureau reporting rules
- RBI regulations
- System/server delays
- Rejection or non-response from institutions
7. Limitation of Liability
The company shall not be responsible for:
- Financial loss
- Credit score fluctuation
- Loan rejection
- Policy-based refusal
- Any indirect or consequential damages
8. Communication Consent
The client authorizes us to contact them via:
- Phone call
- SMS
for service-related updates.
9. Legal Jurisdiction
Any dispute arising from services shall be subject to the jurisdiction of courts as per the company’s registered office location.
10. Acceptance
By making payment or submitting documents, the client confirms full acceptance of these Terms & Conditions.
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Ayaan Bharathi Credit Solutions